The Intelligent Insurance Solution

Benefits to Members

The Trust is an employer Mutual Association formed in 1981 for the benefit of, and dedicated solely to, the Connecticut healthcare and human service industries.  We currently have over 440 current members, with approximately 60,000 employees

  • $36 million in premium returned to Trust members
  • Dedicated commitment to member education:
    • New training facility in Wallingford to accommodate large groups
    • Dozens of free educational programs and seminars conducted annually
    • Online Trust University offers extensive online selection of educational and training courses free to members
    • Peer group workshops for members to learn from each other
  • Extensive offering of specialized & customized loss control programs to reduce claims
  • Competitively priced program providing a stable and dependable market
    • Payroll for each employee, officer & owner capped at a $75,000 maximum at audit
    • Specialized codes & rates for Nursing Homes, Homecare Agencies & others
  • $2.5 million in Employer Liability limit versus $500,000 limit typically provided
  • Fully-integrated claims administration, loss control and managed care programs all in one convenient Connecticut location
  • Proactive, experienced claims and nurse case management staff provides solid foundation for aggressive, cost effective claims management with:
    • On-line report center access to loss runs, lag time reports and more
    • Claims reporting 24 hours per day, 7 days per week
  • Medical Cost Containment Program includes:
    • State Approved Medical Care Plan
    • Proprietary network of medical providers
    • Utilization Review
    • Nurse Case Management
    • Pharmaceutical PPO
    • Medical bill review/hospital bill review


We welcome the opportunity to serve you.