Disability Insurance - GOTO Meeting
This course will expose the students to the financial hardships caused by disability due to sickness or accident. Various contracts for protection will be analyzed: various definitions of disability, exclusions, optional provisions, and riders. Comparison to Social Security benefits and possible State of Connecticut programs as well. Additionally, specific business contracts will discussed: Business Overhead, Disability Buyout, Key Employee and Group Disability. Underwriting of the policies and taxation issues will be reviewed with case examples.
This course provides 3 LH CEUs