The Intelligent Insurance Solution

Disability Insurance

Workers' Compensation Trust, 47 Barnes Industrial Road South, Wallingford, CT 06492 (203 678-0174

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This course will expose the students to the financial hardships caused by disability due to sickness or accident. Various contracts for protection will be analyzed: various definitions of disability, exclusions, optional provisions, and riders. Comparison to Social Security benefits and possible State of Connecticut programs as well. Additionally, specific business contracts will discussed: Business Overhead, Disability Buyout, Key Employee and Group Disability. Underwriting of the policies and taxation issues will be reviewed with case examples.

Cost: $75

This course provides 3 LH CEUs